Payment Methods

ZevPay Checkout supports multiple payment methods. Each method is selected by the customer during checkout.

Bank Transfer

The most common payment method in Nigeria. ZevPay generates a temporary virtual account for each checkout session.

How it works:

1. Customer selects "Bank Transfer"
2. ZevPay generates a temporary virtual account
3. Customer transfers the exact amount from any Nigerian bank
4. ZevPay confirms the transfer automatically
5. Session is marked as completed

Key details:

• Account is valid for 30 minutes (matches session expiry)
• Amount must match exactly
• Settlement is instant

ZevPay ID (PayID)

Peer-to-peer payment using the ZevPay app.

How it works:

1. Customer selects "ZevPay ID"
2. ZevPay creates a dynamic PayID (e.g., abc3.dypid)
3. Customer opens the ZevPay app and sends to the PayID
4. Payment is confirmed instantly
5. Session is marked as completed

Key details:

• Dynamic PayIDs expire with the session
• Amount must match exactly
• QR code is provided for easy scanning

Card Payments

Coming soon

Card payment processing is coming soon.

Specifying payment methods

Control which methods are available per session:

{
  "payment_methods": ["bank_transfer", "payid"]
}

Valid values: bank_transfer, payid, card (when available)

If not specified, the methods configured on your API key or account settings are used.