---
title: Payment Methods
description: The payment methods ZevPay Checkout supports, how method availability is decided per session, and how to control which methods a customer sees.
---

# Payment Methods

ZevPay Checkout supports these methods. They work the same across [inline](/checkout/inline), [standard](/checkout/standard), and [invoice](/checkout/invoice) checkout.

| Method | Identifier | Status |
|--------|------------|--------|
| [Bank Transfer](/payment-methods/bank-transfer) | `bank_transfer` | Available |
| [ZevPay ID](/payment-methods/zevpay-id) | `payid` | Available |
| [Card](/payment-methods/card) | `card` | Coming soon |

## How availability is decided

The methods a customer sees on a session come from, in order:

1. The `payment_methods` you pass when you create the session.
2. If you pass nothing, the methods configured on your API key.
3. If neither is set, the default of `["bank_transfer", "payid"]`.

Card is never in the default set. It has to be requested explicitly, and it is currently disabled at the platform level. See the [Card](/payment-methods/card) page.

```json
{
  "payment_methods": ["bank_transfer", "payid"]
}
```

In the inline SDK, the same choice is made with the `paymentMethods` option using the short names `bank`, `payid`, and `card`. See [Inline Checkout](/checkout/inline#choosing-payment-methods).

## Identifiers

Use these exact values in `payment_methods`:

- `bank_transfer`
- `payid`
- `card`

## Minimum amounts

| Method | Minimum |
|--------|---------|
| Bank Transfer | ₦1 (100 kobo), the session minimum |
| ZevPay ID | ₦1 (100 kobo), the session minimum |
| Card | ₦1,000 (100000 kobo) |

## Amount matching

Bank Transfer and ZevPay ID both require the customer to pay the exact session amount, except on invoices that allow partial payments, where a bank transfer may be any amount up to the remaining balance. See each method page for detail.

## Related

- [Bank Transfer](/payment-methods/bank-transfer)
- [ZevPay ID](/payment-methods/zevpay-id)
- [Card](/payment-methods/card)
- [Payment Lifecycle](/guide/payment-lifecycle)