# Test Mode

Use test mode to build and verify your integration without processing real payments.

## How it works

Test mode uses the same API endpoints as live mode. The only difference is the API key prefix:

- **Test keys**: `sk_test_...` / `pk_test_...`
- **Live keys**: `sk_live_...` / `pk_live_...`

## Test mode behavior

| Feature | Test mode | Live mode |
|---------|-----------|-----------|
| Virtual accounts | Created (VFD sandbox) | Created (VFD production) |
| Dynamic PayIDs | Created | Created |
| Webhooks | Delivered | Delivered |
| Real money movement | No | Yes |
| Domain restrictions | Localhost always allowed | Enforced |

## Getting test keys

1. Log in to the [Dashboard](https://business.zevpay.ng)
2. Go to **Developers > API Keys**
3. Create a key pair — test keys are generated by default

## Testing payments

In test mode, checkout sessions are created normally. To simulate a completed payment, use the dashboard or wait for test webhook triggers.

::: tip
Always verify your webhook handling works correctly in test mode before going live.
:::